.ar-wrap { max-width: 1040px; margin: 0 auto; padding: 2.5rem 1rem 4rem; }
  .ar-head { max-width: 640px; margin-bottom: 1.5rem; }
  .ar-head h1 { font-family: 'Playfair Display', Georgia, serif; font-size: clamp(1.9rem, 4vw, 2.6rem); line-height: 1.12; color: #0A2540; margin: 0 0 .6rem; text-wrap: balance; }
  .ar-head p { color: #5b6b7b; font-size: 1.02rem; line-height: 1.6; margin: 0; }
  .ar-tool { display: grid; gap: 1rem; margin-bottom: 1rem; }
  @media (min-width: 860px) { .ar-tool { grid-template-columns: 1fr 1.25fr; align-items: start; } }
  .ar-inputs { background: #fff; border: 1px solid #e5e8ec; border-radius: 1rem; padding: 1.35rem; display: grid; gap: 1rem; }
  .ar-field label { display: block; font-size: .78rem; font-weight: 600; color: #0A2540; margin-bottom: .35rem; }
  .ar-field select, .ar-field input { width: 100%; box-sizing: border-box; padding: .7rem .85rem; border: 1px solid #cbd5e1; border-radius: .65rem; font: inherit; color: #0f1c2e; background: #fff; transition: border-color .2s ease-out, box-shadow .2s ease-out; }
  .ar-field select:focus, .ar-field input:focus { outline: none; border-color: #C1440E; box-shadow: 0 0 0 3px rgba(193,68,14,.12); }
  .ar-field small { display: block; font-size: .74rem; color: #8a97a8; margin-top: .3rem; line-height: 1.45; }
  .ar-chip { display: inline-flex; align-items: center; gap: .5rem; border: 1px solid #cbd5e1; border-radius: 999px; padding: .5rem .9rem; font: inherit; font-size: .86rem; font-weight: 500; color: #0A2540; background: #fff; cursor: pointer; transition: background .2s ease-out, border-color .2s ease-out, color .2s ease-out; }
  .ar-chip i { width: 16px; height: 16px; border-radius: 50%; border: 2px solid #cbd5e1; display: inline-block; transition: background .2s ease-out, border-color .2s ease-out; }
  .ar-chip[aria-pressed="true"] { background: #fff4ef; border-color: #C1440E; color: #C1440E; }
  .ar-chip[aria-pressed="true"] i { background: #C1440E; border-color: #C1440E; }
  .ar-chip-note { font-size: .74rem; color: #8a97a8; margin-top: .35rem; line-height: 1.45; }
  .ar-answer { background: #0A2540; color: #fff; border-radius: 1rem; padding: 1.5rem 1.6rem; position: relative; overflow: hidden; }
  .ar-answer::after { content: ""; position: absolute; right: -90px; top: -90px; width: 260px; height: 260px; border-radius: 50%; background: radial-gradient(circle, rgba(156,122,60,.35), rgba(156,122,60,0) 70%); pointer-events: none; }
  .ar-example { position: absolute; top: .9rem; right: 1rem; font-size: .66rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: #e8d3a6; border: 1px solid rgba(232,211,166,.5); border-radius: 999px; padding: .15rem .55rem; }
  .ar-status { font-size: .7rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: #e8d3a6; }
  .ar-date { font-family: 'Playfair Display', Georgia, serif; font-size: clamp(1.5rem, 3vw, 2.1rem); line-height: 1.15; font-weight: 700; margin: .35rem 0 .5rem; color: #fff; }
  .ar-filing { font-size: .9rem; color: #c9d4e2; line-height: 1.5; }
  .ar-filing a { color: #e8d3a6; font-weight: 600; text-decoration: none; }
  .ar-filing a:hover { text-decoration: underline; }
  .ar-days { display: inline-block; margin-top: .6rem; font-size: .78rem; font-weight: 600; padding: .25rem .6rem; border-radius: 999px; background: rgba(255,255,255,.1); color: #fff; }
  .ar-days.warn { background: rgba(232,211,166,.25); color: #e8d3a6; }
  .ar-days.bad { background: rgba(226,84,62,.3); color: #ffd9cc; }
  .ar-days:empty { display: none; }
  .ar-hint { font-size: .78rem; color: #93a0b4; line-height: 1.55; margin-top: .75rem; }
  .ar-irs { margin-top: 1rem; padding: .8rem .95rem; border-radius: .7rem; background: rgba(193,68,14,.18); border-left: 3px solid #E2543E; }
  .ar-irs b { display: block; font-size: .7rem; letter-spacing: .08em; text-transform: uppercase; color: #ffd9cc; }
  .ar-irs .d { font-family: 'Playfair Display', Georgia, serif; font-size: 1.15rem; font-weight: 700; color: #fff; }
  .ar-irs small { display: block; font-size: .74rem; color: #c9d4e2; margin-top: .2rem; }
  .ar-irs a { color: #e8d3a6; font-weight: 600; text-decoration: none; }
  .ar-remind { margin-top: 1.1rem; padding-top: 1rem; border-top: 1px solid rgba(255,255,255,.14); }
  .ar-remind label { display: block; font-size: .78rem; font-weight: 600; color: #fff; margin-bottom: .4rem; }
  .ar-remind-row { display: flex; gap: .5rem; flex-wrap: wrap; }
  .ar-remind-row input { flex: 1 1 200px; padding: .65rem .8rem; border: 1px solid rgba(255,255,255,.25); border-radius: .6rem; font: inherit; background: rgba(255,255,255,.08); color: #fff; }
  .ar-remind-row input::placeholder { color: #93a0b4; }
  .ar-remind-row input:focus { outline: none; border-color: #e8d3a6; background: rgba(255,255,255,.12); }
  .ar-remind-row button { background: #C1440E; color: #fff; border: 0; border-radius: .6rem; padding: .65rem 1rem; font: inherit; font-weight: 600; cursor: pointer; transition: background .2s ease-out; }
  .ar-remind-row button:hover { background: #9E360B; }
  .ar-remind-row button:disabled { opacity: .55; cursor: not-allowed; }
  .ar-remind small { display: block; font-size: .7rem; color: #93a0b4; margin-top: .5rem; line-height: 1.5; }
  .ar-msg { margin-top: .6rem; font-size: .82rem; line-height: 1.5; padding: .55rem .75rem; border-radius: .55rem; }
  .ar-msg.ok { background: rgba(29,107,79,.35); color: #d6f2e3; }
  .ar-msg.err { background: rgba(185,28,28,.35); color: #ffd9d9; }
  .is-swapping { opacity: 0; }
  .ar-status, .ar-date { transition: opacity .2s ease-out; }
  .ar-file { display: inline-flex; align-items: center; gap: .4rem; margin-top: .9rem; font-size: .82rem; font-weight: 600; color: #e8d3a6; text-decoration: none; }
  .ar-file:hover { text-decoration: underline; }

  .ar-strip-wrap { background: #fff; border: 1px solid #e5e8ec; border-radius: 1rem; padding: 1rem 1.1rem 1.1rem; margin-bottom: 1rem; overflow-x: auto; }
  .ar-strip-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: .6rem; gap: 1rem; }
  .ar-strip-head b { font-size: .8rem; color: #0A2540; }
  .ar-strip-head span { font-size: .72rem; color: #8a97a8; }
  .ar-strip { min-height: 78px; display: grid; grid-template-columns: repeat(12, minmax(56px, 1fr)); gap: .35rem; min-width: 700px; }
  .ar-cell { border: 1px solid #eef1f5; border-radius: .6rem; padding: .45rem .3rem .5rem; text-align: center; min-height: 74px; display: flex; flex-direction: column; align-items: center; gap: .3rem; }
  .ar-cell.now { border-color: #cbd5e1; }
  .ar-cell.due { border-color: #C1440E; background: #fff7f5; }
  .ar-cell.irs { background: #fbf6ea; border-color: #f0dfc0; }
  .ar-cell.due.irs { background: linear-gradient(180deg, #fff7f5, #fbf6ea); }
  .ar-cell .m { font-size: .68rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; color: #5b6b7b; }
  .ar-cell.now .m { color: #0A2540; }
  .ar-cell .m small { font-weight: 500; color: #8a97a8; }
  .ar-ring { width: 40px; height: 40px; }
  .ar-ring circle:nth-child(2) { transition: stroke-dashoffset .5s ease-out; }
  .ar-tag { font-size: .62rem; font-weight: 700; color: #9C7A3C; background: #fff; border: 1px solid #f0dfc0; border-radius: 999px; padding: .1rem .4rem; white-space: nowrap; }

  .ar-facts { display: flex; flex-wrap: wrap; gap: .6rem 1.5rem; font-size: .8rem; color: #5b6b7b; margin: 0 0 2.5rem; padding: 0 .25rem; }
  .ar-facts b { color: #0A2540; font-family: 'Playfair Display', Georgia, serif; font-size: 1rem; margin-right: .25rem; }
  .ar-facts .src { flex-basis: 100%; font-size: .68rem; color: #8a97a8; }
  .ar-facts .src a { color: #8a97a8; }

  .ar-panel { background: #fff; border: 1px solid #e5e8ec; border-radius: 1rem; padding: 1.5rem; margin-bottom: 1.5rem; }
  .ar-panel h2 { font-family: 'Playfair Display', Georgia, serif; color: #0A2540; font-size: 1.35rem; margin: 0 0 .9rem; }
  .ar-steps { display: grid; gap: 1rem; }
  @media (min-width: 720px) { .ar-steps { grid-template-columns: repeat(3, 1fr); } }
  .ar-step { display: flex; gap: .85rem; align-items: flex-start; }
  .ar-ic { width: 38px; height: 38px; flex: 0 0 38px; border-radius: 10px; background: #f1efe9; display: grid; place-items: center; color: #0A2540; transition: color .2s ease-out, background .2s ease-out; }
  .ar-ic svg { width: 20px; height: 20px; }
  .ar-step:hover .ar-ic { color: #C1440E; background: #fff1ec; }
  .ar-step h3 { font-weight: 600; color: #0A2540; margin: 0 0 .25rem; font-size: .98rem; }
  .ar-step p { font-size: .86rem; color: #5b6b7b; line-height: 1.55; margin: 0; }
  .ar-honest { background: #f8fafc; border: 1px solid #e5e8ec; border-radius: 1rem; padding: 1.1rem 1.35rem; font-size: .84rem; color: #475569; line-height: 1.65; margin-bottom: 1.5rem; }
  .ar-honest b { color: #0A2540; }
  .ar-faq details { border-bottom: 1px solid #e5e8ec; padding: .75rem 0; }
  .ar-faq summary { font-weight: 600; color: #0A2540; cursor: pointer; }
  .ar-faq p { font-size: .9rem; color: #5b6b7b; line-height: 1.65; }
  .ar-faq a { color: #C1440E; font-weight: 600; text-decoration: none; }
  @media (prefers-reduced-motion: reduce) { .ar-status, .ar-date, .ar-ring circle, .ar-chip, .ar-chip i { transition: none !important; } }

  /* ---- Funnel: hero band, trust chips, ways, closing band, motion ---- */
  .ar-hero{position:relative;overflow:hidden;color:#dce3ee;
    background:radial-gradient(900px 480px at 85% -10%,rgba(193,68,14,.28),transparent 60%),
      radial-gradient(700px 420px at -5% 60%,rgba(156,122,60,.22),transparent 60%),
      linear-gradient(180deg,#0A2540 0%,#0b1220 100%)}
  .ar-hero-in{max-width:1040px;margin:0 auto;padding:3rem 1rem 5.5rem}
  .ar-eyebrow{margin:0 0 .6rem;font-size:12px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:#E87A2E}
  .ar-eyebrow--dark{color:#C1440E}
  .ar-hero h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(2rem,4.5vw,3rem);line-height:1.1;color:#fff;margin:0 0 .7rem;text-wrap:balance;max-width:720px}
  .ar-lede{max-width:640px;font-size:1.08rem;line-height:1.6;color:rgba(220,227,238,.82);margin:0}
  .ar-trust{list-style:none;margin:1.4rem 0 0;padding:0;display:flex;flex-wrap:wrap;gap:.6rem}
  .ar-trust li{display:inline-flex;align-items:center;gap:.5rem;font-size:.82rem;font-weight:500;color:#dce3ee;padding:.45rem .85rem;border-radius:999px;
    border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.06)}
  .ar-trust i{color:#D4B56A}
  .ar-wrap{padding-top:0}
  .ar-tool{margin-top:-3rem;position:relative;z-index:1}
  .ar-inputs{box-shadow:0 24px 60px -30px rgba(10,37,64,.45)}
  .ar-answer{box-shadow:0 24px 60px -30px rgba(0,0,0,.6)}
  .ar-answer.is-updated{animation:ar-pulse .7s ease-out}
  @keyframes ar-pulse{0%{box-shadow:0 0 0 0 rgba(212,181,106,.55),0 24px 60px -30px rgba(0,0,0,.6)}100%{box-shadow:0 0 0 18px rgba(212,181,106,0),0 24px 60px -30px rgba(0,0,0,.6)}}
  .ar-wrap .ar-ways{margin:1.5rem 0 3.5rem;padding-top:1rem}
  .ar-ways-head{text-align:center;max-width:620px;margin:0 auto 1.5rem}
  .ar-ways-head h2{font-family:'Playfair Display',Georgia,serif;color:#0A2540;font-size:clamp(1.6rem,3vw,2.2rem);margin:0 0 .5rem;line-height:1.15;text-wrap:balance}
  .ar-ways-head p{color:#5b6b7b;margin:0;font-size:1rem}
  .ar-ways-grid{display:grid;gap:1rem}
  @media (min-width:860px){.ar-ways-grid{grid-template-columns:repeat(3,1fr)}}
  .ar-way{position:relative;display:flex;flex-direction:column;gap:.55rem;background:#fff;border:1px solid #e5e8ec;border-radius:1rem;padding:1.5rem;
    transition:transform .2s ease-out,box-shadow .2s ease-out,border-color .2s ease-out}
  .ar-way:nth-child(odd){background:linear-gradient(180deg,#fff,#f8fafc)}
  .ar-way:hover{transform:translateY(-3px);box-shadow:0 18px 40px -20px rgba(10,37,64,.35)}
  .ar-way--featured{border:2px solid #C1440E;background:linear-gradient(180deg,#fff,#fff7f3)}
  .ar-way-badge{position:absolute;top:-.7rem;right:1rem;background:#C1440E;color:#fff;font-size:.68rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:.25rem .6rem;border-radius:999px}
  .ar-way-ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;color:#fff;font-size:18px;
    background:linear-gradient(135deg,#C1440E,#E87A2E);box-shadow:0 8px 24px -8px rgba(193,68,14,.6)}
  .ar-way h3{margin:.4rem 0 0;font-weight:600;color:#0A2540;font-size:1.05rem}
  .ar-way-price{margin:0;font-family:'Playfair Display',Georgia,serif;font-size:1.7rem;font-weight:700;color:#0A2540;font-variant-numeric:lining-nums tabular-nums}
  .ar-way-price small{font-family:Inter,system-ui,sans-serif;font-size:.8rem;font-weight:500;color:#5b6b7b}
  .ar-way>p:not(.ar-way-price){margin:0;font-size:.88rem;line-height:1.55;color:#5b6b7b;flex:1}
  .ar-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;margin-top:.6rem;padding:.7rem 1.1rem;border-radius:.7rem;font-weight:600;font-size:.9rem;text-decoration:none;
    background:#C1440E;color:#fff;border:2px solid #C1440E;transition:background .2s ease-out,border-color .2s ease-out,transform .2s ease-out,box-shadow .2s ease-out}
  .ar-btn:hover{background:#9E360B;border-color:#9E360B;transform:translateY(-2px);box-shadow:0 10px 24px -10px rgba(193,68,14,.6)}
  .ar-btn:active{transform:translateY(0) scale(.98)}
  .ar-btn--ghost{background:transparent;color:#0A2540;border-color:#cbd5e1}
  .ar-btn--ghost:hover{background:transparent;color:#C1440E;border-color:#C1440E;box-shadow:none}
  .ar-btn--light{color:#fff;border-color:rgba(255,255,255,.25)}
  .ar-btn--light:hover{color:#fff;border-color:#E87A2E;background:rgba(255,255,255,.06)}
  .ar-btn--lg{padding:.9rem 1.6rem;font-size:1rem}
  .ar-close{position:relative;overflow:hidden;color:#dce3ee;padding:4.5rem 1rem 5rem;text-align:center;
    background:radial-gradient(900px 480px at 50% -20%,rgba(193,68,14,.32),transparent 60%),
      radial-gradient(700px 400px at 100% 100%,rgba(156,122,60,.2),transparent 60%),
      linear-gradient(180deg,#0b1220 0%,#0A2540 100%)}
  .ar-close-in{max-width:680px;margin:0 auto}
  .ar-close h2{font-family:'Playfair Display',Georgia,serif;color:#fff;font-size:clamp(1.8rem,4vw,2.6rem);line-height:1.1;margin:0 0 .8rem;text-wrap:balance}
  .ar-close p{color:rgba(220,227,238,.85);font-size:1.05rem;margin:0}
  .ar-close-row{display:flex;flex-wrap:wrap;gap:.8rem;justify-content:center;margin-top:1.6rem}
  .ar-close-note{margin-top:1.4rem !important;font-size:.85rem !important;color:rgba(220,227,238,.7) !important}
  .ar-close-note a{color:#E87A2E;font-weight:600;text-decoration:none}
  .ar-faq summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem}
  .ar-faq summary::-webkit-details-marker{display:none}
  .ar-faq summary::after{content:'\f078';font-family:'Font Awesome 6 Free';font-weight:900;font-size:.75rem;color:#9C7A3C;transition:transform .2s ease-out}
  .ar-faq details[open] summary::after{transform:rotate(180deg)}
  .ar-remind-row input.is-focus-flash{box-shadow:0 0 0 4px rgba(212,181,106,.45);border-color:#D4B56A}
  @media (prefers-reduced-motion: reduce){.ar-answer.is-updated{animation:none}.ar-way,.ar-btn{transition:none}}
  /* ---- shared state hub: picker (.sp-*), type-to-filter, mobile fold (.st-fold) ---- */
  .sp{margin:-3rem 0 1.5rem;position:relative;z-index:1;background:#fff;border:1px solid #e5e8ec;border-radius:1.25rem;padding:1.75rem;box-shadow:0 24px 60px -30px rgba(10,37,64,.45)}
  @media (max-width:640px){.sp{padding:1.25rem 1.1rem}}
  .sp-grid{display:grid;gap:1.5rem}
  @media (min-width:820px){.sp-grid{grid-template-columns:1fr 1.1fr;gap:2rem;align-items:start}}
  .sp h2{font-family:'Playfair Display',Georgia,serif;color:#0A2540;font-size:clamp(1.4rem,2.6vw,1.9rem);margin:0 0 .5rem;line-height:1.15}
  .sp-lede{margin:0 0 1rem;color:#5b6b7b;font-size:.95rem;line-height:1.6}
  .sp-answer{background:#0A2540;color:#fff;border-radius:1rem;padding:1.4rem 1.5rem;position:relative;overflow:hidden;min-height:200px;box-shadow:0 24px 60px -30px rgba(0,0,0,.6)}
  .sp-answer::after{content:"";position:absolute;right:-90px;top:-90px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(156,122,60,.35),rgba(156,122,60,0) 70%);pointer-events:none}
  .sp-answer>*{position:relative}
  .sp-answer.is-updated{animation:ar-pulse .7s ease-out}
  .sp-empty{display:flex;gap:.9rem;align-items:center;color:#c9d4e2;font-size:.92rem;line-height:1.5;min-height:160px}
  .sp-empty i{font-size:1.4rem;color:#D4B56A;flex:0 0 auto}
  .sp-k{font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#e8d3a6;margin:0 0 .3rem}
  .sp-name{font-family:'Playfair Display',Georgia,serif;font-size:1.4rem;line-height:1.2;color:#fff;margin:0 0 .85rem}
  .sp-tiles{display:grid;grid-template-columns:repeat(2,1fr);gap:.6rem}
  @media (min-width:520px){.sp-tiles{grid-template-columns:repeat(3,1fr)}}
  .sp-tiles div{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:.75rem;padding:.6rem .75rem;min-width:0}
  .sp-tiles small{display:block;font-size:.64rem;letter-spacing:.08em;text-transform:uppercase;color:#93a0b4}
  .sp-tiles b{display:block;color:#fff;font-size:.95rem;line-height:1.3;margin-top:.15rem;overflow-wrap:anywhere}
  .sp-note{font-size:.82rem;color:#c9d4e2;line-height:1.55;margin:.8rem 0 0}
  .sp-ctas{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:.9rem}
  .sp-ctas .ar-btn{margin:0}
  .sp-filter{display:flex;gap:.6rem;align-items:center;margin:0 0 .9rem;flex-wrap:wrap}
  .sp-filter input{flex:1 1 220px;min-width:0;padding:.65rem .85rem;border:1px solid #cbd5e1;border-radius:.65rem;font:inherit;color:#0f1c2e;background:#fff;transition:border-color .2s ease-out,box-shadow .2s ease-out}
  .sp-filter input:focus{outline:none;border-color:#C1440E;box-shadow:0 0 0 3px rgba(193,68,14,.12)}
  .sp-count{font-size:.8rem;color:#8a97a8;white-space:nowrap}
  .sp-none{display:none;font-size:.88rem;color:#5b6b7b;margin:.4rem 0 0}
  .sp-none.is-on{display:block}
  [data-sp-grid] a.is-hit{border-color:#C1440E;box-shadow:0 0 0 3px rgba(193,68,14,.12)}
  @media (max-width:719px){.st-fold.is-folded>:nth-child(n+13){display:none}.st-fold--grid.is-folded>:nth-child(n+7){display:none}}
  .st-fold-btn{display:none;margin:.8rem auto 0;font:inherit;font-size:.85rem;font-weight:600;color:#0A2540;background:#fff;border:1px solid #cbd5e1;border-radius:999px;padding:.5rem 1rem;cursor:pointer;transition:border-color .2s ease-out,color .2s ease-out}
  .st-fold-btn:hover{border-color:#C1440E;color:#C1440E}
  .st-fold-btn i{font-size:.7rem;transition:transform .2s ease-out}
  .st-fold-btn[aria-expanded="true"] i{transform:rotate(180deg)}
  @media (max-width:719px){.st-fold-btn{display:inline-flex;align-items:center;gap:.4rem}}
  .st-states{display:flex;flex-wrap:wrap;gap:.45rem}
  .st-chip{display:inline-block;font-size:.8rem;font-weight:500;color:#0A2540;background:#fff;border:1px solid #e5e8ec;border-radius:999px;padding:.35rem .75rem;text-decoration:none;transition:border-color .2s ease-out,color .2s ease-out,transform .2s ease-out}
  .st-chip:hover{border-color:#C1440E;color:#C1440E;transform:translateY(-1px)}

  .ar-crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:.35rem;margin:0 0 1rem;font-size:.8rem;line-height:1.4;color:rgba(220,227,238,.72)}
  .ar-crumbs a{color:#dce3ee;text-decoration:none;transition:color .2s ease-out}
  .ar-crumbs a:hover{color:#fff;text-decoration:underline}
  .ar-crumbs .ar-sep{color:rgba(220,227,238,.4)}
  .ar-crumbs [aria-current]{color:#fff}

  /* ---- Registered agent by state (ra-*) ---- */
  .ra-tiles{display:grid;gap:.8rem;margin:-3rem 0 1.5rem;position:relative;z-index:1}
  @media (min-width:720px){.ra-tiles{grid-template-columns:repeat(3,1fr)}}
  .ra-tile{background:#fff;border:1px solid #e5e8ec;border-radius:1rem;padding:1.1rem 1.2rem;display:flex;gap:.9rem;align-items:flex-start;
    box-shadow:0 24px 60px -30px rgba(10,37,64,.45);transition:transform .2s ease-out,box-shadow .2s ease-out}
  .ra-tile:nth-child(even){background:linear-gradient(180deg,#fff,#f8fafc)}
  .ra-tile:hover{transform:translateY(-2px);box-shadow:0 18px 40px -22px rgba(10,37,64,.35)}
  .ra-ic{width:44px;height:44px;flex:0 0 44px;border-radius:12px;display:grid;place-items:center;font-size:17px;line-height:1;color:#fff;
    background:linear-gradient(135deg,#C1440E,#E87A2E);box-shadow:0 8px 24px -8px rgba(193,68,14,.6);transition:background .2s ease-out}
  .ra-ic i{font-size:17px;line-height:1;color:#fff}
  .ra-ic--gold{background:linear-gradient(135deg,#9C7A3C,#D4B56A);box-shadow:0 8px 24px -8px rgba(156,122,60,.6)}
  .ra-ic--navy{background:linear-gradient(135deg,#0A2540,#1e3a5f);box-shadow:0 8px 24px -8px rgba(10,37,64,.6)}
  .ra-tile:hover .ra-ic{background:linear-gradient(135deg,#9E360B,#C1440E)}
  .ra-tile-val{display:block;font-family:'Playfair Display',Georgia,serif;font-size:1.45rem;color:#0A2540;line-height:1.1;font-variant-numeric:lining-nums tabular-nums}
  .ra-tile-val small{font-family:Inter,system-ui,sans-serif;font-size:.8rem;font-weight:500;color:#5b6b7b}
  .ra-tile-lab{display:block;font-size:.8rem;color:#5b6b7b;margin-top:.2rem;line-height:1.45}
  .ra-rule{display:grid;gap:.9rem}
  @media (min-width:820px){.ra-rule{grid-template-columns:1.4fr 1fr;align-items:start}}
  .ra-rule p{margin:0;font-size:.95rem;line-height:1.65;color:#334155}
  .ra-rule p+p{margin-top:.6rem}
  .ra-rule ul{margin:.6rem 0 0;padding:0 0 0 1.1rem;font-size:.95rem;line-height:1.65;color:#334155}
  .ra-rule li+li{margin-top:.3rem}
  .ra-official{background:#f8fafc;border:1px solid #e5e8ec;border-radius:.9rem;padding:1rem 1.1rem}
  .ra-official b{display:block;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:#806330;margin-bottom:.35rem}
  .ra-official .ar-btn{margin-top:.6rem;width:100%;box-sizing:border-box}
  .ra-official small{display:block;margin-top:.55rem;font-size:.72rem;color:#5b6b7b;line-height:1.5}
  .ra-who{display:grid;gap:.9rem}
  @media (min-width:720px){.ra-who{grid-template-columns:repeat(3,1fr)}}
  .ra-who-card{border:1px solid #e5e8ec;border-radius:.9rem;padding:1.1rem 1.15rem;background:#fff;display:flex;flex-direction:column;gap:.5rem;transition:transform .2s ease-out,box-shadow .2s ease-out}
  .ra-who-card:nth-child(even){background:linear-gradient(180deg,#fff,#f8fafc)}
  .ra-who-card:hover{transform:translateY(-2px);box-shadow:0 18px 40px -22px rgba(10,37,64,.3)}
  .ra-who-card h3{margin:.3rem 0 0;font-size:1rem;font-weight:600;color:#0A2540}
  .ra-who-card p{margin:0;font-size:.86rem;line-height:1.55;color:#5b6b7b;flex:1}
  .ra-who-tag{display:inline-block;align-self:flex-start;font-size:.66rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:.2rem .55rem;border-radius:999px;background:#f1efe9;color:#0A2540}
  .ra-who-tag--warn{background:#fff1ec;color:#C1440E}
  .ra-who-tag--ok{background:#e7f3ec;color:#166534}
  .ra-miss{display:grid;gap:.9rem}
  @media (min-width:720px){.ra-miss{grid-template-columns:repeat(3,1fr)}}
  .ra-miss-item{display:flex;gap:.75rem;align-items:flex-start}
  .ra-miss-item b{display:block;color:#0A2540;font-size:.95rem;margin-bottom:.2rem}
  .ra-miss-item p{margin:0;font-size:.85rem;color:#5b6b7b;line-height:1.55}
  .ra-miss-item p a,.ra-cal p a,.ra-rule p a,.ra-rule li a{color:#C1440E;font-weight:600;text-decoration:none}
  .ra-cal{display:grid;gap:1rem;align-items:start}
  @media (min-width:820px){.ra-cal{grid-template-columns:1fr 1fr}}
  .ra-cal p{margin:0;font-size:.95rem;line-height:1.65;color:#334155}
  .ra-cal p+p{margin-top:.6rem}
  .ra-cal-box{background:#0A2540;color:#fff;border-radius:.9rem;padding:1.1rem 1.2rem;position:relative;overflow:hidden}
  .ra-cal-box::after{content:"";position:absolute;right:-70px;top:-70px;width:200px;height:200px;border-radius:50%;background:radial-gradient(circle,rgba(156,122,60,.35),rgba(156,122,60,0) 70%);pointer-events:none}
  .ra-cal-box b{display:block;font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:#e8d3a6}
  .ra-cal-box .d{font-family:'Playfair Display',Georgia,serif;font-size:1.35rem;line-height:1.2;margin:.3rem 0 .3rem}
  .ra-cal-box small{display:block;font-size:.8rem;color:#c9d4e2;line-height:1.5}
  .ra-cal-box .ar-btn{margin-top:.8rem}
  .ra-chip--here{background:#0A2540;color:#fff;border-color:#0A2540}
  .ra-grid{display:grid;gap:.7rem}
  @media (min-width:600px){.ra-grid{grid-template-columns:repeat(2,1fr)}}
  @media (min-width:900px){.ra-grid{grid-template-columns:repeat(3,1fr)}}
  .ra-grid a{display:flex;justify-content:space-between;gap:.6rem;align-items:center;background:#fff;border:1px solid #e5e8ec;border-radius:.85rem;padding:.8rem .95rem;text-decoration:none;color:#0A2540;transition:border-color .2s ease-out,transform .2s ease-out,box-shadow .2s ease-out}
  .ra-grid a:nth-child(even){background:linear-gradient(180deg,#fff,#f8fafc)}
  .ra-grid a:hover{border-color:#C1440E;transform:translateY(-2px);box-shadow:0 14px 30px -18px rgba(10,37,64,.35)}
  .ra-grid a b{font-weight:600;font-size:.95rem}
  .ra-grid a span{font-size:.74rem;color:#5b6b7b;white-space:nowrap}
  .ra-grid a:hover span{color:#C1440E}
  .ra-band{position:relative;color:#dce3ee;border-radius:1.5rem;padding:2.5rem 2rem;margin:0 0 1.5rem;overflow:hidden;
    background:radial-gradient(700px 400px at 15% 0%,rgba(193,68,14,.25),transparent 60%),radial-gradient(600px 400px at 100% 100%,rgba(156,122,60,.2),transparent 60%),linear-gradient(180deg,#0A2540,#0b1220)}
  @media (max-width:640px){.ra-band{padding:2rem 1.25rem;border-radius:1.25rem}}
  .ra-band h2{font-family:'Playfair Display',Georgia,serif;color:#fff;font-size:clamp(1.5rem,3vw,2.1rem);line-height:1.12;margin:0 0 .6rem;text-wrap:balance;max-width:620px}
  .ra-band>p{margin:0 0 1.4rem;color:rgba(220,227,238,.8);font-size:.95rem;line-height:1.6;max-width:620px}
  .ra-steps{display:grid;gap:.9rem}
  @media (min-width:760px){.ra-steps{grid-template-columns:repeat(4,1fr)}}
  .ra-step{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:1rem;padding:1rem 1.1rem;transition:transform .2s ease-out,border-color .2s ease-out}
  .ra-step:hover{transform:translateY(-3px);border-color:rgba(212,181,106,.5)}
  .ra-step-n{display:block;font-family:'Playfair Display',Georgia,serif;font-size:1.6rem;color:#D4B56A;line-height:1}
  .ra-step b{display:block;color:#fff;margin:.5rem 0 .25rem;font-size:.95rem}
  .ra-step span{display:block;font-size:.8rem;color:rgba(220,227,238,.72);line-height:1.5}
  .ra-hero-cta{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.4rem}
  .ra-hero-cmp{margin:1rem 0 0;font-size:.88rem;line-height:1.5;color:rgba(220,227,238,.78)}
  .ra-hero-cmp a{color:#fff;font-weight:600;text-decoration:underline;text-underline-offset:3px;transition:color .2s ease-out}
  .ra-hero-cmp a:hover{color:#D4B56A}
  .ra-near-p a{color:#C1440E;font-weight:600;text-decoration:none}
  .ra-incl{list-style:none;margin:-3rem 0 1.5rem;padding:1.1rem 1.3rem;position:relative;z-index:1;display:grid;gap:.85rem;background:#fff;border:1px solid #e5e8ec;border-radius:1rem;box-shadow:0 24px 60px -30px rgba(10,37,64,.45)}
  @media (min-width:860px){.ra-incl{grid-template-columns:repeat(3,1fr)}}
  .ra-incl li{display:flex;gap:.8rem;align-items:center;font-size:.9rem;line-height:1.5;color:#334155}
  .ra-incl li b{color:#0A2540}
  .ar-ways-head p.ra-cmp{margin:.7rem auto 0;font-size:.82rem;line-height:1.55;color:#5b6b7b}
  .ra-cmp a{color:#5b6b7b;text-decoration:underline;text-underline-offset:2px}
  .ra-cmp a[href^="/"]{color:#C1440E;font-weight:600;text-decoration:none;white-space:nowrap}
  .ra-facts{overflow-x:auto;border:1px solid #e5e8ec;border-radius:.9rem;background:#fff;margin-top:.9rem}
  .ra-facts table{width:100%;border-collapse:collapse;font-size:.86rem;min-width:540px}
  .ra-facts th,.ra-facts td{text-align:left;vertical-align:top;padding:.75rem .9rem;border-bottom:1px solid #eef1f4;line-height:1.55;color:#334155}
  .ra-facts thead th{font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:#806330;background:#f8fafc}
  .ra-facts tbody th{color:#0A2540;font-weight:600;width:26%}
  .ra-facts tbody tr:last-child th,.ra-facts tbody tr:last-child td{border-bottom:0}
  .ra-facts td a{color:#C1440E;font-weight:600;text-decoration:none;white-space:nowrap}
  @media (max-width:640px){.ra-facts table{min-width:0}.ra-facts thead{display:none}.ra-facts table,.ra-facts tbody,.ra-facts tr,.ra-facts th,.ra-facts td{display:block;width:auto}.ra-facts tbody tr{padding:.75rem .9rem;border-bottom:1px solid #eef1f4}.ra-facts tbody tr:last-child{border-bottom:0}.ra-facts tbody th,.ra-facts td{padding:0;border:0}.ra-facts tbody th{margin-bottom:.25rem;width:auto}.ra-facts td+td{margin-top:.35rem;font-size:.8rem}}
  @media (prefers-reduced-motion: reduce){.ra-tile,.ra-who-card,.ra-grid a,.ra-step{transition:none}}
  /* Page audit 2026-10-05: AA contrast for the template's small grey/gold labels, 44px tap targets,
     a visible focus ring on FAQ questions, the card fee next to every price checkout adds it to. */
  .ar-field small,.ar-chip-note,.ar-strip-head span,.ar-cell .m small,.ar-facts .src,.ar-facts .src a,.sp-count{color:#5b6b7b}
  .ar-tag{color:#806330}
  .st-chip{display:inline-flex;align-items:center;min-height:44px;box-sizing:border-box}
  .st-fold-btn{min-height:44px}
  .sp-filter input{min-height:44px;box-sizing:border-box}
  .ar-faq summary{min-height:44px}
  .ar-faq summary:focus-visible{outline:2px solid #C1440E;outline-offset:3px;border-radius:.35rem}
  .ar-eyebrow time{white-space:nowrap}
  .ra-fee{display:block;margin-top:.3rem;font-family:Inter,system-ui,sans-serif;font-size:.78rem;font-weight:500;color:#5b6b7b;line-height:1.45}
  .ra-hero-fee{margin:.9rem 0 0;font-size:.88rem;line-height:1.5;color:rgba(220,227,238,.85)}
  .ra-hero-fee b{color:#fff;font-weight:600}
  .ra-trustrow{list-style:none;margin:.8rem 0 0;padding:0;display:flex;flex-wrap:wrap;gap:.4rem 1.1rem;font-size:.84rem;color:#dce3ee}
  .ra-trustrow li{display:inline-flex;align-items:center;gap:.45rem}
  .ra-trustrow i{color:#D4B56A;font-size:.8rem}
  .ra-official-links{display:grid;gap:.5rem;margin-top:.6rem}
  .ra-official-links .ar-btn{margin-top:0}
  .ra-rule ul{list-style:disc}
  .ra-rule ul li::marker{color:#C1440E}

  /* ---- How to start an LLC (hs-*), state pages. Hub-only rules are in HUB_CSS. Everything is visible at rest; GSAP only layers motion on top. ---- */
  .hs-pre{list-style:none;margin:1.3rem 0 0;padding:0;display:grid;gap:.55rem;max-width:640px}
  .hs-pre li{display:flex;gap:.7rem;align-items:flex-start;font-size:.9rem;line-height:1.55;color:rgba(220,227,238,.88)}
  .hs-pre a{color:#fff;font-weight:600;text-decoration:underline;text-underline-offset:3px;white-space:nowrap}
  .hs-pre a:hover{color:#D4B56A}
  .hs-pre-ic{flex:0 0 30px;width:30px;height:30px;border-radius:9px;display:grid;place-items:center;background:rgba(212,181,106,.14);color:#D4B56A;font-size:.8rem}
  .hs-fees{display:grid;grid-template-columns:1fr auto 1fr;gap:.5rem;align-items:center;margin:1.1rem 0 0;max-width:640px}
  .hs-fee{align-self:stretch;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:.85rem;padding:.65rem .8rem;min-width:0}
  .hs-fee small{display:block;font-size:.64rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#c9d4e2}
  .hs-fee b{display:block;font-family:'Playfair Display',Georgia,serif;font-size:1.4rem;line-height:1.15;color:#fff;font-variant-numeric:lining-nums tabular-nums;margin:.15rem 0 .1rem}
  .hs-fee span{display:block;font-size:.72rem;line-height:1.4;color:rgba(220,227,238,.72)}
  .hs-fee--total{grid-column:1/-1;background:linear-gradient(135deg,rgba(193,68,14,.34),rgba(193,68,14,.12));border-color:rgba(232,122,46,.55)}
  .hs-fee--total b{font-size:1.7rem}
  .hs-op-ic{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.08);color:#D4B56A;font-size:.72rem}
  .hs-op-ic--eq{display:none}
  @media (min-width:640px){.hs-fees{grid-template-columns:1fr auto 1fr auto 1.2fr}.hs-fee--total{grid-column:auto}.hs-op-ic--eq{display:grid}}
  .hs-fees+.ra-hero-cta{margin-top:1.1rem}
  .ar-wrap>.ar-panel:first-child{position:relative;z-index:1;margin-top:-3rem;box-shadow:0 24px 60px -30px rgba(10,37,64,.45)}
  .hs-intro{margin:-.4rem 0 1.2rem;font-size:.92rem;line-height:1.6;color:#5b6b7b}
  .hs-steps{list-style:none;margin:0;padding:0;display:grid;gap:0}
  .hs-step{--hs-fill:1;position:relative;display:grid;grid-template-columns:2.6rem 1fr;gap:1rem;align-items:start;padding:0 0 1.5rem}
  .hs-step:last-child{padding-bottom:0}
  .hs-step:not(:last-child)::before,.hs-step:not(:last-child)::after{content:"";position:absolute;left:calc(1.3rem - 1px);top:2.75rem;bottom:.15rem;width:2px;border-radius:2px}
  .hs-step:not(:last-child)::before{background:#e5e9f0}
  .hs-step:not(:last-child)::after{background:linear-gradient(180deg,#C1440E,#9C7A3C);transform-origin:top;transform:scaleY(var(--hs-fill))}
  .hs-num{position:relative;z-index:1;display:flex;align-items:center;justify-content:center;width:2.6rem;height:2.6rem;border-radius:999px;background:#0A2540;color:#fff;font-weight:700;font-family:'Playfair Display',Georgia,serif;font-size:1.05rem;font-variant-numeric:lining-nums;box-shadow:0 0 0 4px #fff,0 8px 20px -10px rgba(10,37,64,.6);transition:background .2s ease-out,color .2s ease-out}
  .hs-anim .hs-step:not(.is-lit) .hs-num{background:#fff;color:#0A2540;box-shadow:0 0 0 4px #fff,inset 0 0 0 2px #cbd5e1}
  .hs-step h3{margin:.45rem 0 .35rem;font-size:1.05rem;line-height:1.35;color:#0A2540}
  .hs-step h3 i{color:#C1440E;margin-right:.4rem}
  .hs-step p{margin:0;font-size:.92rem;line-height:1.65;color:#334155}
  .hs-step a{color:#C1440E;font-weight:600;text-decoration:none}
  .hs-step a:hover{text-decoration:underline}
  .hs-tag{display:inline-flex;align-items:center;gap:.35rem;margin:0 0 .45rem;font-size:.66rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:.22rem .6rem;border-radius:999px;background:#f1efe9;color:#0A2540}
  .hs-tag--free{background:#e7f3ec;color:#166534}
  .hs-tag--snag{background:#fff1ec;color:#B03D0C}
  .hs-tag--us{background:#f6f0e3;color:#6f5526}
  .hs-cost{width:100%;border-collapse:collapse;font-size:.92rem}
  .hs-cost th,.hs-cost td{padding:.6rem .7rem;border-bottom:1px solid #e5e9f0;text-align:left;vertical-align:top}
  .hs-cost td.hs-n{text-align:right;font-variant-numeric:tabular-nums;font-weight:600;color:#0A2540}
  @media (max-width:560px){.hs-cost{font-size:.82rem}.hs-cost th,.hs-cost td{padding:.55rem .4rem}}
  .hs-src{margin:.7rem 0 0;font-size:.78rem;color:#5b6b7b;line-height:1.5}
  .hs-2yr{display:grid;gap:1rem;margin:1.2rem 0 0;padding:1.1rem 1.2rem;border-radius:.9rem;background:#0A2540;color:#dce3ee;position:relative;overflow:hidden}
  .hs-2yr::after{content:"";position:absolute;right:-80px;top:-80px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(156,122,60,.32),rgba(156,122,60,0) 70%);pointer-events:none}
  @media (min-width:760px){.hs-2yr{grid-template-columns:minmax(200px,.8fr) 2fr;align-items:center}}
  .hs-2yr small{display:block;font-size:.68rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#e8d3a6}
  .hs-2yr b{display:block;font-family:'Playfair Display',Georgia,serif;font-size:2rem;line-height:1.1;color:#fff;font-variant-numeric:lining-nums tabular-nums;margin:.2rem 0}
  .hs-2yr div>span{display:block;font-size:.76rem;line-height:1.45;color:#c9d4e2}
  .hs-2yr p{margin:0;font-size:.9rem;line-height:1.65;color:rgba(220,227,238,.9);position:relative;z-index:1}
  .hs-2yr p+p{margin-top:.55rem}
  .hs-after{--hs-fill:1;list-style:none;margin:0;padding:0;display:grid;gap:1.3rem;position:relative}
  .hs-node:not(:last-child)::before,.hs-node:not(:last-child)::after{content:"";position:absolute;left:21px;top:50px;bottom:-1.1rem;width:2px;border-radius:2px}
  .hs-node:not(:last-child)::before{background:#e5e9f0}
  .hs-node:not(:last-child)::after{background:linear-gradient(180deg,#C1440E,#9C7A3C);transform-origin:top;transform:scaleY(var(--hs-fill))}
  @media (min-width:760px){.hs-after{grid-template-columns:repeat(3,1fr)}
    .hs-node:not(:last-child)::before,.hs-node:not(:last-child)::after{display:none}
    .hs-after::before,.hs-after::after{content:"";position:absolute;left:calc(16.66% - 8px);right:calc(16.66% - 8px);top:21px;height:2px;border-radius:2px}
    .hs-after::before{background:#e5e9f0}
    .hs-after::after{background:linear-gradient(90deg,#C1440E,#9C7A3C);transform-origin:left;transform:scaleX(var(--hs-fill))}}
  .hs-node{position:relative;display:grid;grid-template-columns:44px 1fr;gap:.85rem;align-items:start;align-content:start}
  @media (min-width:760px){.hs-node{grid-template-columns:1fr;justify-items:center;text-align:center}}
  .hs-node-ic{position:relative;z-index:1;width:44px;height:44px;border-radius:50%;display:grid;place-items:center;font-size:16px;color:#fff;background:linear-gradient(135deg,#C1440E,#E87A2E);box-shadow:0 0 0 5px #fff,0 10px 24px -10px rgba(193,68,14,.7)}
  .hs-node-ic--navy{background:linear-gradient(135deg,#0A2540,#1e3a5f);box-shadow:0 0 0 5px #fff,0 10px 24px -10px rgba(10,37,64,.7)}
  .hs-node-ic--gold{background:linear-gradient(135deg,#9C7A3C,#D4B56A);box-shadow:0 0 0 5px #fff,0 10px 24px -10px rgba(156,122,60,.7)}
  .hs-node h3{margin:.15rem 0 .3rem;font-size:1rem;color:#0A2540}
  .hs-node p{margin:0;font-size:.86rem;line-height:1.6;color:#5b6b7b}
  .hs-node a{color:#C1440E;font-weight:600;text-decoration:none}
  @media (prefers-reduced-motion: reduce){.hs-num{transition:none}}

  .ar-wrap>.ar-panel:first-child{position:relative;z-index:1;margin-top:-3rem;box-shadow:0 24px 60px -30px rgba(10,37,64,.45)}
  .hs-src{margin:.7rem 0 0;font-size:.78rem;color:#5b6b7b;line-height:1.5}
  .hs-strip{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:.6rem}
  .hs-strip li:last-child{grid-column:1/-1}
  @media (min-width:640px){.hs-strip{grid-template-columns:repeat(4,1fr)}.hs-strip li:last-child{grid-column:auto}}
  @media (min-width:960px){.hs-strip{grid-template-columns:repeat(7,1fr)}.hs-strip>li{flex-direction:column;justify-content:flex-start;text-align:center;gap:.5rem}}
  .hs-strip li{display:flex;gap:.6rem;align-items:center;padding:.65rem .75rem;border:1px solid #e5e9f0;border-radius:.8rem;background:linear-gradient(180deg,#fff,#f8fafc);font-size:.84rem;line-height:1.35;font-weight:600;color:#0A2540}
  .hs-strip-ic{flex:0 0 34px;width:34px;height:34px;border-radius:10px;display:grid;place-items:center;font-size:.85rem;color:#fff;background:linear-gradient(135deg,#0A2540,#1e3a5f)}
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  .hs-tools{display:flex;flex-wrap:wrap;gap:.6rem;align-items:center;justify-content:space-between;margin:0 0 .3rem}
  .hs-tools .sp-filter{flex:1 1 260px;margin:0}
  .hs-sort{display:inline-flex;border:1px solid #cbd5e1;border-radius:.65rem;overflow:hidden}
  .hs-sort[hidden]{display:none}
  .hs-sort button{min-height:44px;padding:0 .9rem;border:0;background:#fff;color:#0A2540;font:inherit;font-size:.82rem;font-weight:600;cursor:pointer;transition:background .2s ease-out,color .2s ease-out}
  .hs-sort button+button{border-left:1px solid #cbd5e1}
  .hs-sort button[aria-pressed="true"]{background:#0A2540;color:#fff}
  .hs-sort button:focus-visible{outline:2px solid #C1440E;outline-offset:-2px}
  .hs-hub{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:.5rem;margin-top:.6rem}
  @media (min-width:640px){.hs-hub{grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:.6rem}}
  .hs-hub a{display:flex;justify-content:space-between;align-items:center;gap:.5rem;min-height:44px;box-sizing:border-box;padding:.7rem .9rem;border:1px solid #e5e9f0;border-radius:10px;background:#fff;color:#0A2540;text-decoration:none;font-weight:600;transition:border-color .2s ease-out,box-shadow .2s ease-out}
  .hs-hub a:hover{border-color:#C1440E;box-shadow:0 4px 14px rgba(15,23,42,.07)}
  .hs-hub a span{color:#5b6b7b;font-weight:500;font-variant-numeric:tabular-nums}
  @media (max-width:639px){.hs-hub a{font-size:.88rem;padding:.6rem .7rem}}
  .hs-hub a:hover span{color:#C1440E}
  @media (prefers-reduced-motion: reduce){.hs-sort button,.hs-hub a{transition:none}}

  /* ---- Industry LLC pages (ib-*). Everything is visible at rest; GSAP only layers motion on top. ---- */
  .ib-answer{margin:1rem 0 0;max-width:640px;padding:.8rem 1rem;border-left:3px solid #D4B56A;border-radius:0 .7rem .7rem 0;background:rgba(255,255,255,.06);color:#e9eef5;font-size:.95rem;line-height:1.6}
  .ar-hero .vv-ais.vv-ais{margin:1rem 0 0;max-width:640px}
  .ib-hero-in{display:grid;gap:2rem;align-items:start}
  @media (min-width:980px){.ib-hero-in{grid-template-columns:minmax(0,1fr) 340px}}
  .ib-asof{white-space:nowrap;color:#e8d3a6}
  .ib-pick{margin:1.3rem 0 0;max-width:640px}
  .ib-pick label{display:block;font-size:.8rem;font-weight:700;letter-spacing:.04em;color:#e8d3a6;margin:0 0 .4rem}
  .ib-pick select{width:100%;min-height:48px;padding:0 .9rem;border-radius:.7rem;border:1px solid rgba(255,255,255,.3);background:#fff;color:#0A2540;font:inherit;font-weight:600}
  .ib-pick select:focus-visible{outline:3px solid #D4B56A;outline-offset:2px}
  .ib-pick-out{display:grid;grid-template-columns:1fr 1fr;gap:.5rem;margin:.8rem 0 0}
  .ib-fee{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:.85rem;padding:.65rem .8rem;min-width:0}
  .ib-fee small{display:block;font-size:.64rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#c9d4e2}
  .ib-fee b{display:block;font-family:'Playfair Display',Georgia,serif;font-size:1.25rem;line-height:1.2;color:#fff;font-variant-numeric:lining-nums tabular-nums;margin:.15rem 0 .1rem}
  .ib-fee span{display:block;font-size:.72rem;line-height:1.4;color:rgba(220,227,238,.72)}
  .ib-fee--total{grid-column:1/-1;background:linear-gradient(135deg,rgba(193,68,14,.34),rgba(193,68,14,.12));border-color:rgba(232,122,46,.55)}
  @media (min-width:640px){.ib-pick-out{grid-template-columns:1fr 1fr 1.2fr}.ib-fee--total{grid-column:auto}}
  .ib-pick-links{margin:.7rem 0 0;font-size:.84rem;color:#dce3ee;line-height:1.6}
  .ib-pick-links a{color:#fff;font-weight:600;text-decoration:underline;text-underline-offset:3px;margin-right:.9rem}
  .ib-pick .ra-hero-cta{margin-top:1rem}
  .ib-card{margin:0;position:relative;border-radius:1.1rem;padding:1.3rem;background:linear-gradient(160deg,#fff,#f6f0e3);color:#0A2540;box-shadow:0 30px 60px -30px rgba(0,0,0,.6);border:1px solid rgba(156,122,60,.35);overflow:hidden}
  .ib-card::after{content:"";position:absolute;right:-60px;bottom:-60px;width:180px;height:180px;border-radius:50%;background:radial-gradient(circle,rgba(193,68,14,.18),rgba(193,68,14,0) 70%);pointer-events:none}
  .ib-card-top{display:flex;gap:.8rem;align-items:center;padding-bottom:.9rem;border-bottom:1px dashed rgba(10,37,64,.2)}
  .ib-card-ic{flex:0 0 52px;width:52px;height:52px;border-radius:14px;display:grid;place-items:center;font-size:1.35rem;color:#fff;background:linear-gradient(135deg,#C1440E,#0A2540)}
  .ib-card-top small{display:block;font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#6f5526}
  .ib-card-top b{display:block;font-family:'Playfair Display',Georgia,serif;font-size:1.2rem;line-height:1.25}
  .ib-card-ids{list-style:none;margin:.9rem 0 .2rem;padding:0;display:grid;gap:.45rem}
  .ib-card-ids li{display:flex;gap:.55rem;align-items:center;font-size:.88rem;font-weight:600;padding:.45rem .6rem;border-radius:.6rem;background:rgba(255,255,255,.75);border:1px solid #e5e9f0}
  .ib-card-ids i{color:#166534}
  .ib-card figcaption{margin-top:.8rem;font-size:.75rem;color:#5b6b7b}
  @media (max-width:979px){.ib-card{max-width:420px}}
  .ib-tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:.8rem}
  .ib-tile{padding:1rem 1.1rem;border:1px solid #e5e9f0;border-radius:1rem;background:linear-gradient(180deg,#fff,#f8fafc)}
  .ib-tile b{display:block;font-family:'Playfair Display',Georgia,serif;font-size:1.9rem;line-height:1.1;color:#0A2540;font-variant-numeric:lining-nums tabular-nums}
  .ib-tile span{display:block;margin-top:.3rem;font-size:.82rem;line-height:1.45;color:#5b6b7b}
  .ib-tile--accent{background:linear-gradient(135deg,#0A2540,#1e3a5f);border-color:#0A2540}
  .ib-tile--accent b{color:#fff}.ib-tile--accent span{color:#c9d4e2}
  .ib-risks{list-style:none;margin:0;padding:0;display:grid;gap:.8rem}
  @media (min-width:760px){.ib-risks{grid-template-columns:repeat(3,1fr)}}
  .ib-risk{padding:1.1rem;border:1px solid #e5e9f0;border-radius:1rem;background:#fff;transition:border-color .2s ease-out,box-shadow .2s ease-out}
  .ib-risk:hover{border-color:#C1440E;box-shadow:0 10px 24px -16px rgba(10,37,64,.4)}
  .ib-ic{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:#f4f6f8;color:#5b6b7b;transition:color .2s ease-out}
  .ib-risk:hover .ib-ic{color:#C1440E}
  .ib-risk h3{margin:.7rem 0 .3rem;font-size:1rem;color:#0A2540}
  .ib-risk p{margin:0;font-size:.88rem;line-height:1.6;color:#334155}
  .ib-note{display:flex;gap:.6rem;margin:1rem 0 0;font-size:.86rem;line-height:1.6;color:#5b6b7b}
  .ib-note i{color:#9C7A3C;margin-top:.25rem}
  .ib-prog{display:flex;flex-wrap:wrap;gap:.4rem 1rem;align-items:center;margin:0 0 .9rem;font-size:.85rem;color:#0A2540}
  .ib-bar{flex:1 1 200px;height:8px;border-radius:99px;background:#e5e9f0;overflow:hidden}
  .ib-bar i{display:block;height:100%;width:0;background:linear-gradient(90deg,#C1440E,#9C7A3C);transition:width .2s ease-out}
  .ib-checks{list-style:none;margin:0;padding:0;display:grid;gap:.6rem}
  .ib-check{position:relative}
  .ib-check input{position:absolute;opacity:0;width:1px;height:1px}
  .ib-check label,.ib-check--us{display:flex;gap:.8rem;align-items:flex-start;padding:.9rem 1rem;border:1px solid #e5e9f0;border-radius:.9rem;background:#fff;cursor:pointer;transition:border-color .2s ease-out,background .2s ease-out}
  .ib-check--us{cursor:default;background:#f6f0e3;border-color:rgba(156,122,60,.4)}
  .ib-check label:hover{border-color:#C1440E}
  .ib-check input:focus-visible+label{outline:2px solid #C1440E;outline-offset:2px}
  .ib-box{flex:0 0 26px;width:26px;height:26px;margin-top:.1rem;border-radius:8px;border:2px solid #cbd5e1;display:grid;place-items:center;color:transparent;font-size:.72rem;transition:background .2s ease-out,border-color .2s ease-out,color .2s ease-out}
  .ib-box--us{border:0;background:#9C7A3C;color:#fff}
  .ib-check input:checked+label{background:#f3faf5;border-color:#a7d3b5}
  .ib-check input:checked+label .ib-box{background:#166534;border-color:#166534;color:#fff}
  .ib-check input:checked+label b{text-decoration:line-through;text-decoration-color:rgba(22,101,52,.5)}
  .ib-check-body{display:block;min-width:0}
  .ib-check-body b{display:block;margin:.3rem 0 .2rem;font-size:.98rem;color:#0A2540}
  .ib-check-body>span:last-child{display:block;font-size:.88rem;line-height:1.6;color:#334155}
  .ib-check-body a{color:#C1440E;font-weight:600;text-decoration:none;white-space:nowrap}
  .ib-check-body a:hover{text-decoration:underline}
  .ib-agency{display:inline-block;font-size:.64rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:.2rem .55rem;border-radius:99px;background:#0A2540;color:#fff}
  .ib-agency--state{background:#f1efe9;color:#0A2540}
  .ib-agency--us{background:#9C7A3C}
  .ib-cols{display:grid;gap:1.3rem}
  @media (min-width:760px){.ib-cols{grid-template-columns:1fr 1fr}}
  .ib-cols h3{display:flex;gap:.5rem;align-items:center;margin:0 0 .6rem;font-size:1.02rem;color:#0A2540}
  .ib-cols h3 i{color:#C1440E}
  .ib-list{list-style:none;margin:0;padding:0;display:grid;gap:.7rem}
  .ib-list li{display:flex;gap:.7rem;align-items:flex-start}
  .ib-list li>i{flex:0 0 30px;width:30px;height:30px;border-radius:9px;display:grid;place-items:center;background:#f4f6f8;color:#5b6b7b;font-size:.8rem}
  .ib-list b{display:block;font-size:.92rem;color:#0A2540}
  .ib-list p{margin:.15rem 0 0;font-size:.86rem;line-height:1.6;color:#334155}
  .ib-list a{color:#C1440E;font-weight:600;text-decoration:none}
  .ib-tip{display:flex;gap:.9rem;align-items:flex-start;margin:1.3rem 0 0;padding:1.1rem 1.2rem;border-radius:.9rem;background:#0A2540;color:#dce3ee;position:relative;overflow:hidden}
  .ib-tip::after{content:"";position:absolute;right:-70px;top:-70px;width:200px;height:200px;border-radius:50%;background:radial-gradient(circle,rgba(156,122,60,.32),rgba(156,122,60,0) 70%);pointer-events:none}
  .ib-tip-ic{flex:0 0 40px;width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:rgba(212,181,106,.16);color:#D4B56A}
  .ib-tip small{display:block;font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#e8d3a6}
  .ib-tip b{display:block;margin:.2rem 0 .3rem;color:#fff;font-size:1rem}
  .ib-tip p{margin:0;font-size:.9rem;line-height:1.65;position:relative;z-index:1}
  .ib-groups{display:flex;flex-wrap:wrap;gap:.4rem;margin:.8rem 0 .2rem}
  .ib-groups button{min-height:40px;padding:0 .85rem;border:1px solid #cbd5e1;border-radius:99px;background:#fff;color:#0A2540;font:inherit;font-size:.8rem;font-weight:600;cursor:pointer;transition:background .2s ease-out,color .2s ease-out}
  .ib-groups button[aria-pressed="true"]{background:#0A2540;border-color:#0A2540;color:#fff}
  .ib-groups button:focus-visible{outline:2px solid #C1440E;outline-offset:2px}
  .ib-tools-h{margin:1.2rem 0 .6rem;font-size:1rem;color:#0A2540}
  .ib-hub-group{margin-top:1.4rem}
  .ib-hub-group h2{margin:0;font-size:1.25rem}
  .ib-hub{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:.6rem;margin-top:.8rem}
  .ib-hub a{display:flex;gap:.75rem;align-items:center;min-height:60px;padding:.7rem .85rem;border:1px solid #e5e9f0;border-radius:12px;background:#fff;color:#0A2540;text-decoration:none;transition:border-color .2s ease-out,box-shadow .2s ease-out}
  .ib-hub a:hover{border-color:#C1440E;box-shadow:0 4px 14px rgba(15,23,42,.07)}
  .ib-hub-ic{flex:0 0 40px;width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:#f4f6f8;color:#5b6b7b;transition:color .2s ease-out}
  .ib-hub a:hover .ib-hub-ic{color:#C1440E}
  .ib-hub-t b{display:block;font-size:.92rem}
  .ib-hub-t small{display:block;font-size:.74rem;color:#5b6b7b}
  @media (prefers-reduced-motion: reduce){.ib-risk,.ib-ic,.ib-bar i,.ib-check label,.ib-box,.ib-groups button,.ib-hub a,.ib-hub-ic{transition:none}}